How Bitcoin Retirement Planning Works
Growth Models Explained
Our calculator uses 7 different projection models from conservative to bullish scenarios. Each model represents different potential Bitcoin adoption and price appreciation patterns, helping you plan for various market conditions and outcomes.
Withdrawal Strategies
Choose between fixed percentage (classic 4% rule), fixed dollar amounts with inflation protection, or variable withdrawal rates that adapt over time. Each strategy balances income stability with portfolio longevity.
Quick Start Guide

Strategize Your Bitcoin Retirement
Withdrawal Starting Year:
Annual Withdrawal:
Fixed Withdrawal %:
Current Bitcoin Price ($):
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Bitcoin Growth Models
๐ก Tap any model to see detailed projections:
Models Preview
๐ก Pro tip: Explore different models to see various retirement scenarios. M1 (Bullish) and M5 (Stock-to-Flow) offer the highest growth potential, M3 (Baseline) provides balanced projections, while M4 (Conservative) takes a cautious approach. M6 (Log-Curve) uses mathematical analysis, and M7 (S-Curve) follows technology adoption patterns.
Your Retire On Bitcoin Projection
Calculation Parameters:
Year | CAGR (%) | BTC Stack | BTC Price ($) | Portfolio Value ($) | Withdrawal (%) | Withdrawal (BTC) | Withdrawal ($) |
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Portfolio Value Over Time
Bitcoin Stack Depletion Over Time
Portfolio Analysis: Withdrawals vs Growth
Monte Carlo Simulation: Success Probability
โ ๏ธ Disclaimer: Not Financial Advice
This calculator is for educational and informational purposes only. The projections, calculations, and analysis provided are based on hypothetical scenarios and should not be considered as financial, investment, or legal advice. Bitcoin and cryptocurrency investments are highly volatile and risky. Past performance is not indicative of future results. Always consult with a qualified financial advisor before making investment decisions. Use this tool at your own risk.
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